United Healthcare Dental Plans in Los Angeles
Maintaining your teeth is an integral part of maintaining overall health. Dental insurance plans can make regular checkups, cleanings, and any necessary dental work more affordable for many people; however, not everyone has access to this benefit and may need to explore other options.
Fortunately, Los Angeles offers a range of affordable and high-quality dental insurance plans to choose from. Selecting the right plan can make all the difference in getting quality dental care without breaking your budget.
UnitedHealthcare is a leader in the dental industry, serving over 17 million consumers and covering 75,000 doctors and dentists. Its plans are competitively priced and provide access to preventive, basic, and major services at competitive rates.
UHC provides an array of online resources and tools to help manage your oral health and locate the top dental providers in your area. These include a quoting tool that lets you quickly compare rates and coverage for different procedures, as well as a treatment plan calculator which helps estimate treatment costs.
Another helpful resource is a tool to determine what treatments are covered by your dental insurance. It utilizes an extensive database of procedures and providers to give you an overview of what’s and isn’t covered under your plan.
Some plans require a waiting period before they cover dental services such as exams and cleanings. To save money on premiums, opt for a policy with a shorter waiting period.
Be mindful that some plans require you to select a dentist from their network, meaning fewer options when scheduling your next visit. That is why it’s essential to select an option with as many dentists as possible included in its coverage.
If you require more complex services like orthodontics or tooth whitening, dental discount plans can offer additional savings. These plans typically offer discounts ranging from 10% to 60% and usually feature a larger network of participating dentists.
Finally, some insurance plans offer discounts to low-income members which can be an invaluable resource for those without access to dental coverage or who cannot afford it. Unfortunately, using this type of coverage may lead to less quality care overall.
Cigna is a widely-used dental insurance provider, with policies starting at an average of $19 per month on average for individuals and families. Depending on the level of coverage, plans can cover preventive visits and services up to $1,000 annually depending on the plan level. Standard waiting periods apply to both preventive care and basic care alike, while some plans have deductibles and maximums attached.
